Charges incurred for Daily Room & Board (including ICU/HDU), Hospital Miscellaneous Services, Surgeon's Fee, and Pre/Post-Hospitalisation Treatments.
Charges incurred for emergency outpatient medical and dental treatment for accidental injury sought within 24 hours of an accident.
Charges incurred for kidney dialysis or cancer treatment at a hospital or registered centre.
Charges incurred for home nursing services of a registered nurse attending to you.
Charges incurred at a community or rehabilitation hospital (registered and approved by MOH).
Charges incurred by a psychiatrist during hospitalisation
We will give you a daily hospital cash benefit for every full 24 consecutive hours warded in a Singapore Government/Restructured Hospital.
Enjoy the freedom to choose your preferred hospital, ward type, and doctor—with no restrictions.
Choose from four flexible plans designed to provide the medical protection you need, at a budget that works for you.
You may cancel this Policy by giving us written notice within 14 days from the date you receive the Policy documents. If no claim has been made, we will refund the premium paid, less any medical or underwriting expenses incurred."
EQ Hospital & Surgical Insurance helps cover eligible medical expenses arising from hospitalisation, day surgery, outpatient cancer treatment, kidney dialysis, major organ transplants, and other covered medical treatments, subject to the selected plan's benefits and limits.
Yes. You can extend coverage to your eligible spouse and children under the same policy, providing comprehensive protection for your family's healthcare needs.
A deductible is the amount you pay before benefits become payable, while a co-payment is the portion of eligible expenses you share. An optional rider may be available to reduce or waive these out-of-pocket expenses.
Yes. The plan provides coverage for outpatient cancer treatment and outpatient kidney dialysis when medically necessary and subject to the applicable benefit limits.
Pre-existing conditions are not covered unless they have been declared during application and specifically accepted by EQ Insurance in writing.
Yes, applicable to Silver, Gold, and Platinum plan. It provides coverage for inpatient psychiatric treatment and subject to the applicable benefit limits.
Yes, both are covered, subject to the applicable benefit limits. Note that the medical report fees are claimable only if the report is requested by us as part of the claims assessment process.
