EQ Hospital & Surgical

Ease your worry of a huge financial burden as you recuperate with peace-of-mind.


  • Daily Room and Board

    We cover hospital charges for accommodation, general nursing services and meals.

  • Intensive Care Unit

    We cover the daily room and board charges incurred when confined in the Intensive Care Unit of a hospital.

  • Daily Hospital Cash Income

    We pay up to S$150 in daily hospital cash income, up to a maximum of 30 days per disability.

  • Major Organ Transplant

    We cover the actual medical treatment costs incurred as a result of a surgical transplant of kidney, heart, liver, lung and bone marrow performed in a hospital. 

Key Benefits

Free choice of hospitals, wards and doctors.

With 4 flexible plans to choose from, you can have medical protection tailored to your own needs and best suited to your personal budget.

This policy is also designed to complement your existing medical plan for complete protection right from the first dollar.

Free from annual limit and lifetime limit.

Need Assistance?

  • Call or visit us
    For enquiries, please call us at 6223 9433 or visit us at 5 Maxwell Road #17-00 Tower Block MND Complex Singapore 069110.
  • Send us a message
    Email us or use our online Feedback form.

Frequently Asked Questions

Child(ren) age between 15 days and 18 years who are unmarried and unemployed, natural children, legal step children and legally adopted children can be enrolled as a dependent of either parent.

The coverage automatically ceases when you are out of Singapore for a period of 90 consecutive days. You will have to inform EQ Insurance, if you have an overseas posting and subject to our acceptance, an additional premium will be payable.

The policy does not cover all pre-existing conditions.

If you are travelling specifically for medical treatment outside of Singapore, we will pay the charges up to equivalent treatment in a Singapore Restructured Hospital even if the overseas charges are higher.

There are no deductible or co-payment on this policy.

Yes, they are covered if you are hospitalised or had surgery due to SARS and bird flu and provided the diseases do not warrant you for isolation or quarantine by law in the event of an epidemic.

All treatments related to psychiatric conditions are not covered.

Pregnancy, childbirth, abortion, infertility and all complications related to pregnancy are excluded, except accidental miscarriage.

Yes, it is covered under Hospital & Surgical Policy unless medically necessary.

You can file the claim against your Shield policy and claim against us for the co-payment and deductible of the Shield policy.