Pays up to the insured amount in the event of accidental death or permanent
disablement.
Pays those who are gainfully employed up to the insured amount in the event of a temporary disablement, up to 104 weeks.
Reimburses up to the insured amount on the medical expenses incurred.
Pays up to the insured amount for every full 24 consecutive hours of such hospitalisation, up to 30 days & reimburses up to the insured amount on the cost of mobility aid(s) prescribed by the attending doctor.
We provide 24-hour coverage and at anywhere in the world, rest assured that you and your family’s needs are provided for should the worst happen.
The policy is eligible to be renewed up to the age of 75 years old.
Added Extensions including food poisoning; insect and animal bites; suffocation by smoke, gas, poisonous fumes and drowning; terrorism (excluding the use of nuclear, chemical and or biological substances); murder, assault, kidnapping and hijacking; strike, riot and civil commotion, disappearance; exposure; and reservist training.
We will cover you up to 180 consecutive days overseas, at a time. If you intend to stay any longer, we may agree to extend, subject to underwriting and additional premium.
The policy does not cover occupations in the Army, Navy, Air Force, Police Force and Civil Defense Force, except for when you’re serving under Reservist Training.
Yes, but you must declare all your existing Personal Accident policies and it is subject to our acceptance. In the event of a claim for reimbursement, we will only reimburse you our proportion of the cover limit of your claim based on the total number of policies covering such claim against the proportion of the cover limit of the other insurer(s) subject always to the limit under this policy with us.
Renewal premiums are not guaranteed.
This is an Accident insurance policy and the benefits will be paid only upon death or injury as a result of an Accident and not illness.
Yes, we charge or refund the premium as follows subject to a minimum premium of S$26.75 (Inclusive of GST).
| Period of Cover | Short-Period Premium Refundable |
| 3 months and below | 70% of annual Premium |
| 6 months and below | 40% of annual Premium |
| 9 months and below | 20% of annual Premium |
| More than 9 months | 0% of annual Premium |
No refund premium will be granted for any unexpired Period of Insurance if any claim(s) has been made during the current Period of Insurance.
We have the right to cancel this Policy or any section or part of it by giving you 7 days’ written notice and upon cancellation, you will be granted a pro-rated refund of the total premium paid corresponding to the unexpired Period of Insurance.
Yes, you can. However, please note the Minimum Premium is S$107.00 (inclusive of GST) per policy.
